$12,500
The Nguyen Family, Riverside, CA
Seller credits covering closing costs on a first purchase at $575,000.
BUYER, RIVERSIDE, FEB 2026
LA COUNTY, INLAND EMPIRE
Now taking clients
Confused by the market?You found the right agent.
A bilingual agent who explains every number before you sign anything, English or Spanish.
- No pressure
- No jargon
- Se habla español
4.9 ★
Google rating, 38 reviews
112
Closings represented
EN, ES
Bilingual service
DRE #02225333
Equal Housing Opportunity
LIVE, TODAY'S MORTGAGE RATE
6.42%-0.08% week over week
30-yr fixed, As of Aug 20, 2026, Freddie Mac PMMS
Real families. Real keys.
Closing-day photos from families who bought and sold with me across LA and the IE.
Clients celebrating with the sold sign on closing day
CLOSING DAY, REELS
Closing day, unedited
No script, no staging, just the moment the keys actually change hands.
Recent wins
Recent / Wins
18 days
The Brooks Family, Downey, CA
Listed, shown and in escrow in under three weeks with no price cut.
SELLER, DOWNEY, DEC 2025
3.5% down
The Solís Family, Paramount, CA
Closed a $990,000 two-story using an FHA loan and down payment help.
FIRST-TIME BUYER, PARAMOUNT, JAN 2026
ABOUT, MOISES
Why work with me
Fewer buzzwords, more explaining, until the numbers make sense to you.
70+
Families guided through their first purchase
GOOGLE, REVIEWS
Moises walked us through every number twice, in English for me and Spanish for my mom. First house, zero panic.
Jasmine R., Google review, Riverside
He told us to wait two months instead of pushing an offer. That honesty saved us thousands.
Andrés M., Google review, Paramount
Texts answered same day, every time. He explained the inspection report line by line.
Kayla & Devin T., Google review, Downey
We thought we needed 20% down. Moises showed us the real options and we closed in 34 days.
Rosa V., Google review, Moreno Valley
Moises walked us through every number twice, in English for me and Spanish for my mom. First house, zero panic.
Jasmine R., Google review, Riverside
He told us to wait two months instead of pushing an offer. That honesty saved us thousands.
Andrés M., Google review, Paramount
Texts answered same day, every time. He explained the inspection report line by line.
Kayla & Devin T., Google review, Downey
We thought we needed 20% down. Moises showed us the real options and we closed in 34 days.
Rosa V., Google review, Moreno Valley
Moises Montoya
REALTOR®, Elizalde Real Estate Team
TEXT, ANYTIME
Is now a dumb time to buy in Riverside?
Depends on your payment, not the headlines. Let's run your numbers.
Okay, can you explain how the down payment help works?
INSTAGRAM, @moisesmontoyare
8.4K
142K
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“Pregúntame lo que sea, en el idioma en que piensas. Aquí nadie te vende nada.”
Ask me anything, in the language you think in. Nothing gets sold to you.
EN, ES Bilingual
BUILT-IN, DREAM TEAM
Built-In Dream Team
LenderInspectorTransaction CoordinatorEscrowBuyer's AgentContractor
PROCESS, THREE STEPS
How this actually goes
Three steps, in plain English, so you always know what happens next.
01 STEP 01We talk. No pitch.
Fifteen minutes on the phone. You ask questions, I answer straight, English or Spanish.
Do we need 20% down to buy out here?No. Let's look at what your actual monthly payment would be first.02 STEP 02You get a real plan.
Budget, monthly payment, cash to close, and a timeline you can actually follow.
- Pre-approval letter in hand
- Target cities and payment range set
- Tour list for this weekend
03 STEP 03Keys in your hand.
We tour, we write, we negotiate, and I walk every number with you before you sign.
SOLD, 28-day escrow
Run your own numbers
TOOLS, FREE
- 01
Mortgage Calculator
See your full monthly payment: principal, interest, taxes, insurance, HOA and PMI.
Open - 02
Rent vs Buy
Compare renting and owning over your real time horizon, and find the break-even year.
Open - 03
Home Valuation
A grounded look at what your place could realistically list for right now.
Open - 04
Readiness Quiz
Six quick questions on where you stand. No email gate, no follow-up spam.
Open
Ask me anything.Nothing gets sold to you.
First-time buyersSe habla españolNo pressureLA + IE